MEIT
Municipal Employers Insurance Trust

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Meit Products

MEIT...Serving Government Clients for Over Four Decades

There's a reason MEIT has been around so long.  For the past 40+ years, over 400 clients have trusted us to meet their insurance needs.  MEIT is a fully insured multiple employer group insurance trust specializing in the unique needs of municipalities, authorities and councils of government throughout Pennsylvania.  Established on September 28, 1968, the Trust has served as a means to provide group insurance benefits at the lowest cost to clients.  What sets us apart from our competitors is our strong knowledge of government and its very specialized needs.  To ensure that we remain in touch with those we serve, we have an active board of nine municipal managers, as well as an advisory board of seven additional managers from communities throughout Pennsylvania. 

When looking for either a complete package or products to enhance your employee benefits program, MEIT is able to affordably meet your needs with the following exceptional products:

Highmark Medical Benefits
MEIT offers a complete line of Highmark Medical Benefit Plans.  Your MEIT representative will help you select the plan that best meets your needs.

2010 Medical Benefit Grids - Employers with Over 50 Employees
KeystoneBlue                                                PPOBlue $1000 High Deductible Value
PPOBlue Option I                                           PPOBlue $1250 High Deductible Value
PPOBlue Option II                                          PPOBlue $1500 High Deductible Value
PPOBlue Option III                                         PPOBlue HDHP 100/80 $1250 Deductible 
PPOBlue 70/50                                                PPOBlue HDHP 100/80 $1500 Deductible 
PPOBlue 80/60                                                PPOBlue HDHP 100/80 $2000 Deductible 
PPOBlue $250                                                 PPOBlue HDHP 100/80 $2600 Deductible                                             
PPOBlue $500                                                 PPOBlue Split Co-Pay 100/80
PPOBlue $750

2010 Medical Benefit Grids - Employers with Under 50 Employees
KeystoneBlue                                                PPOBlue $1000 High Deductible Value
PPOBlue Option I                                           PPOBlue $1250 High Deductible Value
PPOBlue Option II                                          PPOBlue $1500 High Deductible Value
PPOBlue Option III                                         PPOBlue HDHP 100/80 $1250 Deductible 
PPOBlue 70/50                                                PPOBlue HDHP 100/80 $1500 Deductible 
PPOBlue 80/60                                                PPOBlue HDHP 100/80 $2000 Deductible 
PPOBlue $250                                                 PPOBlue HDHP 100/80 $2600 Deductible                                             
PPOBlue $500                                                 PPOBlue Split Co-Pay 100/80
PPOBlue $750

2011 "Highmark" Medical Grids - Employers with Under 50 Employees
KeystoneBlue HMO

2011 "Highmark Health Care Insurance Company (HHIC)" Medical Grids - Employers with Under 50 Employees
Essental Plans                                                        Sharing Plans                                        Smart Plans
EPOBlue                                                                    PPOBlue $250                                        PPOBlue $500 80/60
                                                                                   PPOBlue $500                                        PPOBlue $750 90/70
Health Savings Plans                                             PPOBlue $750                                        PPOBlue $1,250 90/70
PPOBlue Q$1,500                                                     PPOBlue $1000
PPOBlue Q$2,000                                                     PPOBlue $1,250
PPOBlue Q$2,600                                                     PPOBlue $1,500
PPOBlue Q$2,600 90/70                                           PPOBlue $2,500
PPOBlue Q$3,500 90/70

Premium Plans                                                      Take Charge Plans
PPOBlue $10                                                            PPOBlue $250 80/60
PPOBlue $20                                                            PPOBlue $250 90/70
PPOBlue $20 / $40                                                   PPOBlue 80/60
                                                                                  PPOBlue 70/50


Disability Income
Short and Long Term
Disability_Life Census

Life Insurance
Group Term
Retiree Paid-Up
Widow's Benefits
Accidential Death & Dismemberment

Vision Plans
Fashion Advantage
Fashion Advantage Gold
Plan A+
Plan C
PlanD
Basic Plan + Safety Glasses
Basic Plan + Sunglasses

Dental Plans
MEIT Dental

Killed-in-Service Insurance Policy
In 2002, Act 600 of 1956 (The Municipal Police Pension Law) was amended to require a death benefit of 100 percent of a police officer's salary who is killed-in-service, payable to the spouse for life.  While this is an incident that thankfully doesn't occur often, it does, it could have a devastating impace on the pension fund, and ultimately your budget.  Our policy protects your pension plan by reimbursing the fund, dollar for dollar, for the payments that have to be paid if an officer participating in the plan is killed-in-service.
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